Authorization and settlement of transactions

A comprehensive offer to handle transaction processing services for acquiring activities - we offer and provide services for processes related to transaction authorization and routing as well as handling of settlements, fees and billing of commissions between participants of the payment system: Issuers, Acquirers and Merchants.


Authorization and settlement of e-commerce, m-commercePOS and ATM transactions:

  • -      comprehensive transaction authorization and routing services,
  • -      management of all types of messages – financial, non-financial, chargeback,
  • -      support for multiple currencies for transactions, authorization and settlement,
  • -      3DSecure transaction verification service,
  • -      handling of Digital Wallets' transactions i.e. MasterCard MasterPass,
  • -      handling of cardless cash withdrawals in ATMs,
  • -      ability to build direct switch connections between ATM, POS networks,
  • -      calculation of fees and commissions,  reporting services and report generation for Clients for the needs of payment organizations and regulators.

 

We provide flexibility and functionality:

  • -      ability to create any structures and hierarchies for the Client, the Client’s merchants and terminals (many merchants, many locations for a given merchant, many terminals assigned to a given location),
  • -      registration of merchants in special programs of the Visa and MasterCard payment organizations (micropayments, payments at public & government institutions, etc.).

 

Multicurrency:

  • -      support for any authorization currency,
  • -      support for any settlement currency with the payment organizations,
  • -      support for any settlement currency with the merchant.

 

We have certified connectivity to international payment organizations:

  • -      Visa,
  • -      MasterCard.

We handle domestic and foreign transactions:

  • -      Visa/ Visa Electron,
  • -      MasterCard/ Maestro/ MasterCard Electronic.

Including:

  • -      EMV,
  • -      contactless (payWave, PayPass),
  • -      3DSecure (Verified by Visa and MasterCard SecureCode),

As well as:

  • -      micropayments,
  • -      public and government payments and other special programs.


Supported transaction types:

terminalPOS transactions:

  • -      purchase (including tip transactions),
  • -      purchase with cash advance (cashback),
  • -      manual cash advance,
  • -      reversal,
  • -      credit voucher,
  • -      pre authorization,
  • as well as POS terminal settlement for merchants


shopInternet transactions:

  • -      purchase,
  • -      reversal,
  • -      credit voucher,
  • -      credit voucher reversal,
  • -      pre-authorization.


atmATM transactions:

  • -      cash withdrawal,
  • -      balance enquiry,
  • -      PIN change,
  • -      PIN unblock,
  • -      cardless cash withdrawal.

Head Office


Aplitt S.A.
ul. Arkońska 11, 80-387 Gdańsk
www.aplitt.pl

KRS number: 0000213059
The Share Capital is  191 610 386 PLN

Phone Numbers


Office: +48 58 782 82 82
Fax: +48 58 511 20 01

E-mail


E-mail: kontakt@aplitt.pl